Retirement projection

What will your money become?

Enter today's numbers. Horizon projects your income, savings, and each account year by year, all the way to the end of your plan.

Everything is calculated in your browser. Nothing you type leaves this page.

For entertainment only. This app should not be used as investment or retirement advice.

YouAges set the length of the projection

Current age

Retire at

Plan to age

Income & savingSavings rate is a share of gross income

Annual income

Income growth

%/yr

Savings rate

What you have todayAnything outside these accounts counts as other assets

Total net worth

Roth

Share of new savings

Traditional (401k / IRA)

Share of new savings

Taxable brokerage

Share of new savings

Other assets (home equity, cash, etc.)—

Big expensesOne-time costs in today's dollars, paid from taxable savings first

AssumptionsAverages, not predictions. Adjust to test other futures

Return while working

%/yr

Return in retirement

%/yr

Inflation

%/yr

Retirement spending

$/yr

In today's dollars Tax on traditional withdrawals

Safe withdrawal rate

Sets your financial-independence target

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